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FinesFSMA

Barclays Bank UK PLC

FRN 75967616 July 2025Fine · £3,093,600
01 · In plain English

What happened.

On 16 July 2025 the FCA fined Barclays Bank UK PLC £3,093,600 for failures in its account‑opening procedures for a client money account used by WealthTek, concluding the bank had inadequate risk‑management systems. The FCA said Barclays breached Principle 3 (firms must organise and control their affairs responsibly and effectively) and SYSC 6.1.1R (requirement to have effective systems and controls). Barclays also agreed to make a voluntary payment of £6,281,757 to WealthTek clients and the FCA said the bank’s extensive co‑operation and that redress were taken into account in reducing the penalty.

Summary generated from the FCA notice and press reports. Check the final notice below before relying on it.

02 · Enforcement details

What the FCA register says.

A final notice has been issued in relation to Barclays Bank UK PLC because it breached Principle 3 and SYSC 6.1.1R by failing to organise and control its affairs responsibly and effectively with adequate risk management systems in respect of its account opening procedures for client money accounts.
03 · Press coverage

How it was reported.

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04 · Firm details

Firm on the FCA register.

Firm name
Barclays Bank UK PLC
Firm reference number
759676
05 · Source documents

External links.

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